Additional Services

We know you lead an active lifestyle, and you certainly don’t need any more unnecessary complications. That’s why Family Horizons is proud to offer a number of member services that will help make your life just a little easier. They include:

Direct Deposit

You can arrange to have funds deposited directly into your savings or checking accounts. It’s a safe, hassle-free way to automatically receive payments. Just download the Direct Deposit form here, and sign up today!

Payroll Deduction

Payroll deduction makes saving money or making loan payments automatic – no more transferring money or writing checks!  When you set up payroll deduction, you can designate a specific amount to be held from your payroll check and deposited into your savings or checking account. You can also use payroll deduction to make a loan payment.

Bi-Weekly Payments

By making bi-weekly payments, you’ll not only save interest, you’ll also pay off your loan early without raising your net monthly payment. Simple-interest loans are credited as soon as the payment is received.

Money Orders

Money orders are available in amounts up to $1,000. Just ask your teller.

Pre-Paid Gift Cards

Available in the amount of your choice up to $1,000.  Ask your member services representative for details.

Reloadable Cards and Travel Cards

Ask your member services representative for details.

Cashier’s Checks

Family Horizons Cashier’s Checks are available in any amount at the teller counters.

Credit Card Advances

Cash advances on VISA® credit cards are available at the teller counters.

Notary Public Service

Family Horizons members can have documents notarized at any Family Horizons location.

Signature Guarantee

Members can have documents Signature Guaranteed at any Family Horizons location.

Used Car Guides

Eliminate guesswork when buying a used vehicle. Book and loan values on used cars are available at the credit union either via phone or in person. Or you can download them here at

Night Deposit

A 24-hour night depository is available at most credit union locations, enabling you to make after-hour deposits at your own convenience.

Overdraft Regulation Changes

For information concerning the Regulation E and Overdraft Transactions please click here. Link to overdraft regulation page

Federal regulation now requires members to opt in or opt out of receiving overdraft services involving approving ATM and debit card transactions, and assessing an overdraft fee.

Response Requested:

Family Horizons members must opt in to receive our Overdraft Privilege with your VISA ATM/Debit card.  Please click here for the opt-in form. Or, to opt-in or opt-out now, complete the form at the bottom of this page.*

* By opting-out of ATM and debit card transactions overdraft coverage, you are NOT opting-out of Overdraft Privilege for checks, recurring online bill payments and ACH payments.

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2021 Holiday Schedule

  • New Years Day- Friday, January 1, 2021 Closed
  • Dr. Martin Luther King Jr. Day- Monday, January 18, 2021 Closed
  • Presidents Day- Monday, February 15, 2021 Closed
  • Memorial Day- Monday, May 31, 2021 Closed
  • Independence Day- Monday, July 5, 2021 Closed
  • Labor Day- Monday, September 6, 2021 Closed
  • Columbus Day- Monday, October 11, 2021 Closed
  • Thanksgiving- Thursday, November 25 & Friday, November 26, 2021 Closed
  • Christmas Eve- Friday, December 24, 2021 TBD
  • Christmas Day- Saturday, December 25, 2021 Closed

Please contact a Family Horizons Loan Officer for current rates.